share your thoughts?

Not going to even try and lie, I’m flat out. The last couple weeks have been insanely crazy busy and I’m behind in everything. Sigh.

When I get this flat out, I get seriously overwhelmed and just crawl into bed and sleep (which is probably what I need most about now, about a day’s worth of sleep…)

This isn’t productive. (Go ahead, say it with me – “Duh.”)

Instead, I make a To-Do list. I know it’s fairly common to have one, but I only really need one when I’m this far gone.

Here’s what’s on mine now (in no particular order):
___blog posts/updates for my other blog
_X_get frames for some pictures I want to hang (even found them for $5 each)
___frame and hang pictures
_X_take more Splenda to work
___get frog stamp for Etsy Shop
___fill out font sheets
___do something to my nails
___bring extra tv into work for my secretary’s daughter
___get oil changed
___get car inspected
___make new mixed cds
___figure out what cable it takes to connect my laptop to my tv
_X_cut coupons for grocery shopping (and they’re separated by store)
_X_get rid of expired coupons
___change sheets on my bed
___figure out what to make for aunt’s bday party
___bday presents for A, S, and L
___make more muffins
___get groceries (another entire list)
___return items to
___thaw chicken from freezer
___clean kitchen
___finish washing dishes
___clean out fridge
_X_do something with apple pie (I ate it. For shame)
___get rid of extra vacuum
___find Nora Roberts book for boss
_X_bring in National Treasure for boss
___get haircut
___transfer $62 to ING
___put laundry away

This isn’t by far the final list, just how it stands at 9am today. Nor does it include anything work related. Ha! Hopefully, it’ll be able to be done this weekend and I’ll update it on Sunday to show my progress.


What’s on your To-Do List?


They say no news is good news, but with everything negative going on no one wants to even watch the news anymore so no news really IS good news.

Until this.

Brian Williams (NY) asked for some “good news” to be sent to the station.  He got a lot of it.


See? There are really good things going on out there.

Just yesterday, as I left my office for lunch, I noticed one of my co-workers in the parking lot struggling with the headlight on her car. The bulb had gone out.

I fixed this MANY times in my old Nissan (like every 100 days – enough that I’d buy the bulbs in multi packs…)

I asked if I could help and quickly had the old light out and the new one in. I saved her $20, but I also saved her time, effort, and I’m not going to lie, it wasn’t warm outside.  We live in fricken Upstate NY for crying out loud.

It was easy to do something for someone else. It took me a whopping 3 min to do it and it fricken made her day.

She brought me a gift card to Dunkin Donuts. Very unnecessary and I told her that – but she insisted.

I only really buy something at Dunkin Donuts on Sundays if I stop for the paper on the way to swimming lessons so $10 should last me at least a few stops.

I’ll put that $10 I don’t spend this month at Dunkin Donuts into my ING account.


What little things have you done to help someone lately?

Sure it sucks. “It” being lots of things. The economy, the job market, my love life…

But, it’s been a long standing philosophy of mine to find a good thing in everything bad that’s going on.  (Also, that something good happens every day, you just have to find it. It might be little, but it’s there!)

Even then Consumerist agrees.

The stock market keeps falling? Now’s the time to buy!

You got laid off? Volunteer for a group you didn’t have time to work with before, change fields, take a class, read those books you’ve been meaning to read for months/years. Breathe.

Don’t have the money to go out and do stuff? Spend some time with family and friends playing board games.

Don’t have the money to go out for dinner? Have a pot luck dinner with friends. For a few dollars, you can create a great meal and good times.

(SIDE NOTE: Some other feel good things you can do for mostly free:  Write letters to friends to say hello… Go to the library and ask for a recommendation on a book from a stranger… Bake cookies and take them to the neighbor you’ve never really talked to…Say hello to someone new, smile at a stranger, take a walk with your camera through your neighborhood…)

I’ve said it before and I’ll say it again. Maybe this economic downturn isn’t going to be the worst thing to happen to my generation. Maybe we’ll come out kinder, more relaxed, more thoughtful and more connected from all of this…

What do you think?

Happy New Years to everyone! I would like to take a moment to wish everyone a year full of Peace, Love & Happiness. I hope that 2009 shapes up to be better than 2008 – even if you had a good year!

So I opened a ING account for savings. As of today, there’s only $20 in it, but I’m having $25 put in each paycheck – hopefully, I won’t even miss it. (My raise will be about $43 per paycheck.) I can also send money to it whenever I want from my checking account.

I’m also toying with the idea of putting 10% of one paycheck into my local savings account and then 10% of the other paycheck into the ING account. That way, I have some money in case of emergency, but not access to all of it right away. (ING has a 2 business day transfer time to get your money back.)

Even if I don’t send any more money to the ING account, by this time next year, I’ll have $650 put in, plus interest.

I’m also going to be linking my other checking account to the ING account so I can put half of my HSA flex money into it directly. (That will be an additional $425 a year!)

By the way, I’m doing 10% of my TAKE HOME pay, not that the amount before taxes. For now, if I get a new job or make more money, I’ll change that. For now, it’s less panic inducing to do it this way and I’m still saving money.

I realize that the amounts and goals that I’m talking about are a lot lower than many of you are looking at both for savings and debts – but baby steps in savings for me…I’ve never been a saver and this is new to me!

I’m also going to try and update goals/debts monthly in my side bars so I can see my progress. Does anyone know where I can get those cute little progress bars for wordpress?

I was reading blogs this morning and saw this post. She talkes about getting some stock in GM (about $100 worth – and at $2-$4 a share, that’s quite a few shares…)

(Simple math folks:  if I got 50 shares at $2 a share and it went up to $20 a share. Well, I have my 50 shares and they’re now at $20 a share so then I have $1,000. If it returns to $30 a share then it’s $1,500. Or am I missing something?)

I actually had a similar thought not too long ago. Not specifically about GM, but about the low priced stocks.

Any thoughts? I figure the stock market is like Vegas, “Don’t put anything in you can’t afford to lose.”  and I’d have to look at some things, but I could probably afford to lose $100. I did get that bonus after all…and it’s not ALL gone.

Thoughts? Can you even buy that little of stock?

If enough of us bought $100 worth of stock would it help the market or be wasted money? This turn around won’t happen over night, but I have faith that it will happen.